PRODUCT

Transform LMI Outreach with AI-Powered Software

Leveraging geospatial analytics, Pathfinder helps lenders pinpoint CRA-eligible opportunities within targeted census tracts, reducing missed declinations by up to 30%. This real-time precision ensures compliance and maximizes loan approvals in underserved areas.

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DETAILS

Our platform leverages proprietary geospatial insights, empowering lenders to make data-driven decisions and assess risk for non-traditional loan programs before launch. By analyzing market trends and borrower behavior, Pathfinder enables you to optimize lending strategies and ensure program success, while offering CRA Qualifying Activities for majority-minority census tracts to build trust and reach diverse communities effectively.

DETAILS

78% Re-engagement rate with prior site visitors who did not convert

22% increase on pull-through rates with CRA and majority-minority census tracts

Real-time data analytics to find housing trends for strategic investments in low- and moderate-income areas

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BIG PICTURE

HLP drives revenue growth and automates eligibility checks by seamlessly integrating enhanced CRA data into your POS system.

HLP integrates seamlessly with any POS or loan origination system, leveraging Mastercard open banking data from the past 24 months to provide a complete financial history for LMI applicants. This reduces declinations by 30% and helps lenders assess risk more accurately, streamlining the process and saving time and resources.

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MARKETING OPTIMIZATION

Enhance opportunities with targeted geofenced marketing services

HLP empowers lenders to close more loans in underserved census tracts, with over 200,000 active users and private label options. Seamlessly integrating with existing systems, HLP nurtures underqualified applicants while helping loan officers engage and connect with future homebuyers.

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HLP makes intelligent customer relationships easy

Lenders partner with HLP to access a dynamic, data-driven platform that proactively identifies high-impact, CRA-eligible opportunities and builds strong relationships with near-mortgage-ready borrowers. By leveraging geospatial insights and integrating seamlessly with existing systems, HLP enhances lending efficiency, compliance, and adaptability. It helps lenders target specific census tracts, identify risk for non-traditional loan programs, and nurture underqualified users—ultimately increasing loan approvals while allowing loan officers to focus on closing deals.